Top car insurance companies in USA : Save Big in 2025!

With the given insights, you can easily find the Top car insurance companies in USA 2025.

How do I calculate the Top car insurance companies in USA in 2025

Service

First things first, better service that makes customers satisfied. So I research online and get feedback from all companies that are going above and beyond.

Strength

It’s a factor to consider the strength of the company before starting to get service from it. Company reputation is very important to consider.

Accessibility

Here, I provided you with the companies that provide you with 24/7 claims reporting and a strong social media presence. So its easy to connect them whenever needed.

Based on these major factors, I have calculated the Top car insurance companies in USA.

Now get to know the List of 10 Top car insurance companies in USA 2025

1. Travelers Car Insurance

1. Based on our research, Travelers was the only company to get a perfect score in all factors to consider, like car, home, and business categories insurance in USA. They have the best site in the biz, which got an amazing reputation fro customer service and great financial strength.
2. Travelers got the “A++” best rating from AM Best. The best thing here is that they choose to sell their products through independent insurance agents. This proves that they trust the products over the competition without having their own sales reps.
3. Since 1853, The Travelers has been providing the services, and it has made them one of the oldest car insurance companies and this make Top car insurance companies in USA.

2. Liberty Mutual Car Insurance

• Liberty Mutual car insurance is our runner-up because of its friendly tools and financial strength. They are the 3rd largest property and insurance company in the United States.
• They provide car, life, and home insurance, including property and casualty. There are 50,000 employees working there and they’re a Fortune 100 company worldwide. They got the “A” best rating from AM Best.
• The biggest advantage of choosing Liberty Mutual for car insurance is that they have a good driver policy up to 30 percent off and a 12-month rate guarantee and this bring us Top car insurance companies in USA.

3. Nationwide Car Insurance

• Nationwide maintains a position as a nearly flawless second-place carrier. Their combination of excellent online services along with extensive size and stability and independent agent options positioned Nationwide near the top-ranking positions. Nationwide insurance will be a superb choice for customers seeking discount options because their website provides precise breakdowns regarding potential savings.
• Nationwide provides promotional deals for people who maintain good grades in school and those who finish defensive driving education. The large business scale of their operations enables them to let customers combine different policies for increased savings and benefits. According to AM Best, Nationwide holds an A+ rating.
• The Spanish website from Nationwide makes them one of the few insurers on this list that provides full bilingual access to customers who speak their first language as Spanish. Insured customers can both get started with coverage and submit claims without difficulty particularly after an accident occurs and this tell us Top car insurance companies in USA.

4. USAA Car Insurance

• USAA maintains its position as one of our top insurers because it has been operating in the insurance sector for a whole century. The insurance company demonstrates excellent financial strength. The net worth levels of USAA exceeded $35 billion several years ago. The financial strength rating system of AM Best assigns them their maximum award of “A++”.
• USAA achieves consistently strong marks from its customers through its service delivery. The bulk of the carrier’s operations has always been dedicated to auto insurance coverage allowing them to develop highly efficient protection methods in this domain. USAA provides a complete range of essential car insurance coverages to its customers, where comprehensive, collision, liability protection, alongside uninsured motorist protection are available. USAA provides multiple discount opportunities for insurance coverage of vehicles.
• Since its establishment in 1922, USSA has provided auto insurance, while the company has evolved to provide multiple coverage solutions such as homeowners insurance, umbrella insurance, health insurance, and others.

5. Erie Car Insurance

• Our ranking of Erie Insurance is high due to its outstanding delivery of service, combined with accessible features and reliable operational stability for its clients. AM Best gives Erie an outstanding “A+” rating as their official credit agency in the insurance industry. Insurance customers can rely on Erie because of their exceptional financial standing which represents a risk-free option for automobile coverage.
• Users could easily access existing customer services from their website through features that provided 24/7 claims reporting alongside a car repair shop locator, followed by online payments. The insurance provider extends its customer service operations throughout evening hours and all weekend days.
• In 1925 Erie Insurance started operations through a dedication to deliver outstanding customer service to Pennsylvania residents. The company operates as a Fortune 500 organization by distributing car life business and home insurance policies through thousands of independent representatives across the United States.
• Customers who wish to combine their insurance needs within a single bundle would benefit from Erie Insurance because it provides numerous coverage options and this is one of the Top car insurance companies in USA.

6. Progressive car Insurance

• The American public recognizes Progressive Insurance as one of their leading carriers due to their superior AM Best A+ rating and continuous 24/7 service support.
• Everyone recognizes Progressive because of their fast claims processing while they extend insurance coverage to individuals who struggle to obtain policies through other providers. The insurance company utilizes independent agents to secure proper insurance coverage for its clients.
• The insurance company now provides coverage for homes, businesses and lives as well as specialized products to its customers. Progressive customers who drive recreational vehicles should explore adding automobile coverage to their RV, ATV, and snowmobile policies. Since 1937, they have been serving car insurance.

7. Geico Car Insurance

• Geico achieved ranking number seven because of its high customer satisfaction performance in the J.D. Power survey. The carrier maintains a rich history in the industry since its foundation in 1936.
• Geico extends its basic car insurance program with additional coverage choices that include rental reimbursement, together with emergency roadside assistance and mechanical breakdown insurance. Geico provides multiple discounts for its customers where an airbag discount provides up to 23% coverage reduction.
• Customers can access insurance protection from Geico that extends far past standard car insurance. The insurance provider extends its services to multiple property insurance products together with business coverage solutions and this make this as Top car insurance companies in USA.

8. Allstate Car Insurance

• Affiliated with the United States the insurance company Allstate operates as one of its major insurance providers. The company received high placement because they maintain their small business approach even though they employ 79,000 staff members and independent insurance agents.
• Clients can access continuous customer support through phone outreach and online portal access, and they have an app to manage their insurance on any device. The website offers a complete Spanish version for users. The insurance company Allstate maintains a superior rating of “A+” from the renowned organization AM Best and by this make Top car insurance companies in USA.
• Allstate was founded in 1931. The insurance provider now covers condo insurance alongside renters insurance and motorcycle insurance, and auto insurance as primary products.
• You can access various useful online tools on their website that include a car insurance discounts checklist and rate comparison too,l and step-by-step coverage guidance for those who prefer DIY. The Allstate website delivers an experience of customer empowerment although you may choose a different provider ultimately.

9. State Farm Car Insurance

• State Farm secured its spot among the top 10 insurance providers because of its over a hundred years of experience in the industry starting from 1922. J.D. Power listed State Farm as having higher-than-average scores when customers bought their auto insurance.
• Rental car coverage, along with rideshare insurance, represents additional protection options that State Farm makes available to customers in addition to standard car insurance benefits. State Farm presents multiple car insurance discount opportunities, together with their separate safe driver and youth driver programs.
• The United States has declared State Farm as its largest insurer of personal automobiles. In their 2020 US Insurance Shopping Study J.D. Power confirmed State Farm Insurance holds the position of third-highest rankings among eight large insurers and this all reason make state farm car insurance Top car insurance companies in USA.

10. Amica Car Insurance

• The list of top ten car insurance providers concludes with Amica, which entered the market in 1907. The rating organization AM Best gave Amica an excellent distinction for financial strength, while its insurance coverage extends to personal needs that include auto insurance, alongside pet insurance and marine insurance and wedding and event insurance, and many additional services.
• Amica delivers substantial discounts on its automobile insurance while maintaining round-the-clock access to claims reporting for its policy customers to receive easy service. The insurance plan provided by Amica includes standard coverages alongside gap insurance and full glass coverage, alongside roadside assistance coverage features.
• Customers can navigate through Amica’s website indirectly because it presents information in a logical sequence that assists users in locating their desired content. Customers can secure quotes from the website through its Virtual Assistant and ask questions about coverage or make claims online.

Car Insurance by States of America

Here I’m provided with details about the average price of a full coverage of Top car insurance companies in USA by listing state-wise.

Average Cost of Car Insurance in the USA States

States of America	Average Cost of Car Insurance
Alabama	$1,300
Alaska	$1,400
Arkansas	$1,200
California	$1,600
Connecticut	$1,600
Delaware	$1,500
District of Columbia	$1,700
Florida	$1,750
Georgia	$1,500
Hawaii	$1,120
Indiana	$1,050
Iowa	$900
Louisiana	$1,700
Maryland	$1,600
Minnesota	$1,230
Missouri	$1,130
Nevada	$1,250
New Jersey	$1,550
New Mexico	$1,240
New York	$1,000
Ohio	$840
Pennsylvania	$1,300
Tennessee	$1,250
Texas	$1,450
Utah	$1,060
Vermont	$950
Virginia	$1,008
Washington	$1,110

Things should Consider before Choosing Top Car Insurance Companies in the USA

• Official Rating
• Premium rates
• Customer reviews
• Company size
• Current options

Hope you get an Idea and Info about what you have looking for, I’m glad to help you out to find Top car insurance companies in USA 2025.